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February 8th, 2024

My Retirement Anniversary Is Too Close To Tax Time!

Second anniversary of being retired. And also time to gather my forms and do my taxes. So naturally I decide to evaluate my retirement funds…and stress out about money.

Yes, Yes…you knew the balance would go down when you withdraw money didn’t you. Didn’t You??.

It’s okay. I’m theoretically good for many many years beyond when the heart unit is depreciated and support is no longer available from the vender. But I have to watch my spending more carefully than I did when I was employed and making six figures. I can do that…I have budgeting spreadsheets I’ve created and some rules about what to spend and when. I have excellent health insurance beyond Medicare parts the A and B. Financially I’m good. Not fabulous, but good. I can pay my bills and generally maintain a lower middle class standard of living. Even take a Disney vacation every now and then. These days that puts me in the Very Very Lucky category. But the ability to stress over Everything is just baked into me I reckon.

At the moment a source of stress is that it’s looking like I can either take the two week Disney Vacation this spring or go to California and stay with family out there this summer…but not both. And those are two things I count on to relieve stress. Ha Ha. But I’m still crunching numbers. I’ll know by the end of this month. That’s plenty of time to either cancel my Disney reservations or tell my brother that a California stay will have to wait for next year.

And the fact is that cross-country road trip is getting very tiring now. I have to stop more often, which means more hotel money for the trip both ways. And the anticipation of driving cross country isn’t as exciting as it used to be. I’ve done just about all the parts of the country I wanted to, and some of it now, like Texas and Oklahoma, feel scary in a way they never did before.

Maybe I just fly out to California now and then for a week or two. Thinking about a road trip doesn’t get me excited, it just makes me feel tired now.

Oh dear…I’m 70 now aren’t I. (Looks at the old man skin on his arms) Yeah. That happened…

 

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