Step by step…
Got my first Social Security payment today, and it’s a tad better than expected because of the cost of living adjustment they made in January.
I applied back in September, two years after my official full retirement year, so the payment is bigger. The plan was to wait it out until 70 when you have to take it. My work isn’t physically strenuous and I love my job so I figured that would be a piece of cake. The heart attack two years ago (a month after I’d reached my full Social Security age) convinced me otherwise, and I adjusted the plan to retiring after James Webb launch. I’m getting Social Security at the same time I’m still drawing a paycheck because they kept moving the launch date back.
I was afraid some bureaucratic screw up would happen and I’d not see a payment today and have to wade through the bureaucracy to get it fixed. I’m still struggling to get Medicare plan B going. But I checked just now and there it is.
They say Social Security should not be more than a small part of your retirement income, but I did not have the wherewithal to save for retirement until late in life. That factoid you may have heard about gay men having so much discretionary income…? It’s total bullshit! A lifestyle magazine did a survey and got that result which they then pitched to advertisers. But all it meant is having lots of money in the 1990s made it easier for some gay guys to be out of the closet. Most of us had to struggle and it was even worse for lesbians. I had first hand experience with that doing volunteer work for a local gay BBS run by a non-profit, those times of year when we sent out letters asking for donations. I have a string of jobs in my past I got fired or laid off of the instant they figured out what a lavender boy I am…usually because I refused to make up stories about girlfriends I didn’t have.
Something I’ve said often enough is that a militant homosexual is a homosexual who doesn’t think there is anything wrong with being a homosexual, and a militant homosexual activist is a homosexual who acts like there isn’t anything wrong with being a homosexual. That’s it. That’s all there is to it. You don’t have to march in Pride Day parades, you don’t have to do Gay Days every year at Walt Disney World, you don’t have to festoon your car with Pride decals. All it takes is you are fine with being gay, and unwilling to hide that fact whenever those unplanned, unexpected out of the closet moments suddenly tap you on the shoulder. Eventually life teaches you that being truthful is better in the long run, even if it stings at the moment. You get one chance in this life to keep your good name, and the trust of your neighbors. But for us gay folk, maintaining that is a constant struggle against the pressure from every direction to duck the question, to hide. to lie, to put on a mask for the comfort of others, and never mind that it will slowly strangle the person you could have been.
They tell us to just not “flaunt it” and we’ll be fine, but that’s a lie. You had to bury yourself deep and fake it and lie and lie and lie and lie about every part of your life and just let it corrode your soul and and drive you deeper into self hatred. I refused. I’d fallen in love when I was 17 and it made me stubborn. I saw what the closet did, And Still Does, to so many, and apart from knowing that I had to be careful (I read stories about gay bashings nearly every week, even these days) I wasn’t going there, I was not going to act like I thought there was anything wrong with me when I damn well knew there wasn’t. All I had to do was remember how seeing him smile made me feel back when we were teenagers, and the world was new.
But I was never of the fabulous peacock tribe. I was, and to some degree still am, a kind of scrawny geeky kind of guy, without very much of a fashion sense, and thus I made it past a lot of job interviews, only to later be shown the door for being insufficiently low on the Kinsey scale. I never had a boyfriend, was always single, and thus had no love life to brag about like everyone else in the office. Lots of people mistook that for my being discrete but if challenged on it I would dig in my heels and tell the truth. Yes I am…what of it? And that’s what usually got me fired. I never really saw myself as being brave or having courage, just stubborn.
So I didn’t have much to save for retirement, until I got the job I have now, with an employer that actually took pains to make me feel safe and valued there, and matched ten percent of my salary and put it right into a 403b (they’re for non-profits). Twenty-two years of that, plus my own contributions now that I had a good income for it, gave me enough of a nest egg that I can retire comfortably, if not fabulously. But Social Security is going to have to be a big part of that, which is why I waited to apply. That, and buying my little Baltimore rowhouse when I did, makes it possible. Oh…and the car is paid for. In ten years so is the house.
I’ll do okay. But for the life of me I just don’t get why so many old people vote republican. They’ve been trying to kill Social Security since FDR created it.
