Came home to find a letter from the Maryland State Insurance Commissioner’s Office, telling me that they’d convinced State Farm to cancel my car insurance premium hike and refund the money Plus Interest.

I’m stunned. After I mailed off my form protesting the hike, back in October, I heard absolutely zilch back from them and figured it had just been conveniently lost in the bureaucratic shuffle. I would have expected at least a notice that the form and been received. But it was dead silence. Five months later they tell me I won.

Well this is good, but I hope State Farm doesn’t think it means I’m sticking with them. I was in the middle of exploring other options for car and home owner’s insurance when this letter came. There are lots of companies out there offering cheaper rates for the same coverage or better. And I am not at all happy that my local State Farm Agent dropped a clause into my home owner’s policy exempting damage from collapse. I have a flat roof and that is the one thing you absolutely need protection on if you have one of those.